Tuesday, March 8, 2011

Confessions of a Shopaholic: My Fear of Coupons


Alright folks, at the risk of sounding snooty, I have a huge confession to make. I HATE coupons. I will on occasion use one coupon and one coupon only. Anymore than that and I drive myself crazy.

It's not that I don't think they will help. In fact, I know they will. It's not even that I am too busy to clip them, I would love to sit down and plan out my shopping trip according to the coupons that I so diligently searched out. The real reason? I'm just to prideful. I am scared to death what the people behind me are thinking. I am also afraid of making them angry as I take forever to check out because of my coupons.

Now, this does not mean I think anything bad about those of you that use coupons. Well, I kinda do, I am super jealous of you all. I want so badly to take my scissors to the paper and save me some money. I just can't pull myself to do it.

Why on earth do I care so much about what others think? Who cares if they think I am poor? I mean I kind of am. Ha! And who cares if they think it is annoying that I take an hour to check out? There are other lines they can get in. So friends, that there is a true confession of a shopaholic. Pray for me. Help me to get over myself! I want to use some coupons!!!!!

I sat down the other day and went through some online coupon sites. Do you know what I discovered? I could have saved $21.50 on my groceries by simple checking a few coupons and hitting print and I still didn't do it. Horrible right? I'm not sure how much cheaper my groceries would have been because I did purchase store brand items and not the ones I saw on the site but still!

So that is my ultimate confession. I am a coupon hating, people fearing wimp. Judge me all you want!

Confessions of a Shopaholic: Discount Stores


Since we have started this whole journey to a debt free life, Discount stores have become my best friend. Stores like Ross, TJ Maxx and Walmart offer some pretty quality items at super low prices. However, I have realized that you are not always getting a deal. Today, I want to give you some of the pros and cons of some of my fav stores.

Ross
Pros:
Name brand clothing for men at super low prices (Hubby gets Lucky jeans for $17)
Home Decor is beautiful and inexpensive
Name Brand bedding
Cookware is super cheap, they even carry name brands for a little more.
Teen clothing, such as skate clothes.

Cons:
Always a mess!
Women and Children clothing is usually cheaply made or off brands.
You have to search high and low to see what you are looking for.
Did I mention that it is usually a mess?

TJ Maxx
Pros:
Name Brand Womens clothing
Nicer and more quality home items
Department store feel
Cleaner atmosphere than most discount shops

Cons:
A little more expensive than other discount stores
Items changed out a little more often


Walmart
Pros:
CHEAP
Groceries
Items for the home
Baby food, diapers ect. lowest prices around
Carry lots of name brands

Cons:
Clothing is low quality
Many off brands are cheaply made
People tend to be a little more rude and sometimes scary...in my area not in all Walmarts

Monday, March 7, 2011

I {Heart} Mondays #3

Sorry, todays post is a little last minute. Things have been crazy around here but I could not leave you without some treasures, so here ya go:

First up, don't make fun of me. My daughter's name? Yes, she is named after a song. So...I simply adore this Glass pendant necklace!

Next, an adorable hand-stamped journal. I've been lovin' the hand stamped items lately.


Lastly, I am totally crushin' on this little clutch.
*Don't forget, click the image to see where to buy these beauties!

Friday, March 4, 2011

Confessions of a Shopaholic: Upfashioning


Have you ever noticed how well basic t-shirts are made? How about how inexpensive they are? Yes, two of the requirements that I have mentioned while describing what to put into your quality wardrobe. The problem? Well a basic t-shirt just isn't cute. However, with a simple up-fashion it can be. Today I am going to walk you through a little tutorial to make that simple, basic shirt into something you would really want hanging in your closet.

For the shirt I am going to teach you to make today, I used a $6 t-shirt out of Target's clearance section and some tshirt material I had on hand. You should always use two t-shirts to make the same thing.

Start off by cutting two strips of your tshirt material or out of your second tshirt. The strips should measure about 48". You will want one to be about 2" wide and the other about an 1.5".


Next pin your 2" strip around the neck of the shirt. Start at one shoulder and work your way to the other. As you work your way around, tuck and pleat wherever you feel like it, pin your tucks in place. This is the step that is going to give you the pretty ruffle.
Once it is all pinned in place, cut off your excess fabric and sew into place. I sewed the length of the fabric down the center. You can handstitch this if you do not have a sewing machine.
Once the first strip is sewn on, repeat with the second. Just pin in right down the middle of the wider strip. Ruffle as you please, I did not match up the ruffling to the first strip. If you like, you can do that. You have complete freedom with your look while upfashioning.

Wa-la! Your shirt is complete. My shirt took me about 5 minutes and $6 dollars. You cannot beat it. Enjoy!

Thursday, March 3, 2011

Confessions of a Shopaholic: All day grocery shopping


I know what you all are thinking, Grocery shopping doesn't count as shopping. I mean it is technically shopping but not like enjoyable shopaholic shopping. Let me just tell you ladies, when you love to cook or your lifelong dream is to win some kind of domestic diva award, grocery shopping is like the Olympics for a shopaholic who has had her clothing budget reduced to zero.

So yes, taming my grocery shopping habits has taken some work just like my clothing shopping did. It is easy to over spend on groceries, especially if you like to cook just like I do. So I am going to share with you how I get the maximum amount of groceries for the minimal amount of dinero. My trick? Make a day out of your grocery shopping. Now, if you don't have a full day because like me, you have more than one child to tote around, that's okay. Simply break it up.

Now by making a day of shopping, I do not mean wander around one store for 8 hours. What I do suggest, is going to more than one store. In fact, I go to 4. For me, the stores are Food4Less, Costco, Fresh and Easy and Albertson's. Depending on your location and what foods you prefer, your specific stores and how many of them you go to might change. Here, is what I get at each store and why.

Costco:
Now Costco is often mistaken as being inexpensive for everything but let me tell you, they are EXPENSIVE! That is, unless you are actually buying bulk. I go to Costco and buy my items that I will be using a lot of. I do not even come close to filling my cart. I only purchase items like Boneless chicken breasts and bread. Never buy their premade meals, way over priced. Also be careful of brands. If you always buy name brand, yes they will be cheaper for you. Any item that I buy name brand, I get at Costco. However, in my house it is mostly all store brand. Kirkland, Costco's store brand, is not cheaper than other stores brands. For this reason, our canned foods do not come from Costco.

Food4Less:
Most of our groceries come from Food4Less. The reason is simple. They are the cheapest place around. Canned foods, baby food, cheeses (except italian cheeses), sodas, you name it, it is probably going to be the least expensive. Be warned, if you go to the butcher area you may be a little grossed out by cow tongue and similar items, unless you speak spanish you will not understand the announcements and you may be approached to buy something out of a mans trunk in the parking lot but all in all, it is worth it.

Albertsons:
Now I am a little picky about my meat.The only place I have found that I always feel safe eating the meat but it is still reasonably priced, is Albertsons. The meat is always good and often on sale. Hunt out the sale items and base your meals off of that type of meat. Again, we typically buy store brand. Albertson's store brands will often offer "Family Packs". A large, price reduced, pack that will feed my family 4 times. Sooo I buy the reduced price pack, go home and separate. I have one of those little machines that seal bags but freezer bags work just fine.

Fresh and Easy:
We get most of our fruits and veggies at Fresh and Easy. They are a little cheaper at Food4Less but often look a little sketchy to me. At Fresh and Easy they are always fresh. Now to make it cost effective. Fresh and Easy ALWAYS has coupons. They send them in the mail and also have them at the front of the store. It is just one coupon so it's not a huge problem (we'll get into that more next week). Also there is a section of the store of clearance items. These are items that will go bad soon. The veggies there usually last a couple days, so get what you will be using soon from there and the rest from the normal produce aisle. As for fruits, the apples last weeks! So go ahead and stock up, straight from the clearance section.

So that is how a grocery shopaholic gets her quality groceries at quantity prices. Like how I tied in yesterday's post there?

Wednesday, March 2, 2011

Confessions of a Shopaholic: Quality vs. Quantity

Quality vs. Quantity, this has always been such an issue for me. I have such an problem putting down even $20 on one piece of clothing. I know, cheapo right? I have always seen it this way: I have $100 to spend if I get all items $10 or less that equals at least 10 items. Why on earth would I want to go and ruin something so wonderful by "splurging" on $20-$30 items?

Here is the problem with that mentality, typically speaking, you get what you pay for. For so long I have shopped at stores like Styles4Less. The clothes are super cute and trendy and cheap! Now by cheap I do not simply mean inexpensive (which they are), I mean down right cheap. Three or four washes and your $10 shirt is done. Your $15 jeans, that you have to buy 3 sizes larger than what you actually wear, just don't look the same after the first six or seven wears. So let's get real, are you really getting a deal? No, not at all. Buying a more expensive piece that will last you longer actually comes out to be less pricey in the long run. The reason? Well...you only have to buy it once.

So, how does this work if you are trying to build up your wardrobe? I mean the clothes aren't going to magically appear. Trust me, this quantity girl understands ya! We need to start small and work our way up. Take that same budget and start off with a few staple pieces. A cute pair of jeans, simple shirts and a black cardi. Then accessorize with what you already have at home. Then save and when you have enough to shop again buy a few more fun items. Items that you love of course, remember that last post?

Eventually you will have a wardrobe built up of all quality clothing. You can add to this as your heart and budget desire. A little black dress, a pair of shoes or whatever it is you must have!

Tuesday, March 1, 2011

Confessions of a Shopaholic: Developing a New Vocab



Aw that's cute.
Cute!
Isn't this cute?
Do you think this is cute?
Sooo cute!

It's all you hear when you walk through a clothing store or clothing departments. I know I used to say it all the time. It is after all, all that really mattered. However, on a budget, cute is not exactly the word you want to hear or be saying over and over again.

I have begun using a whole new vocabulary lately. It consists of just a few questions.
Do I NEED this?
Do I LOVE this?
Is it worth X amount to me?

Today I just want to walk through each of these questions or thoughts with you.

Do I NEED this?
Notice the question is not do I want this. Frankly, if I didn't want it, I wouldn't be looking at it. Do I really need it is the question. So what constitutes a need? The answer is simple, something that is a necessity, that you do not have. Now that does not mean that because I have clothing at home, I do not need a shirt. Ex. In January I got to buy a few outfits because I have lost lots of baby weight. Clothing became a need. Or in a couple of months I will be going to Creative Estates and because I am a full time mommy, my wardrobe is mommy clothes. Clothing for an event like Cupcakes and Cocktails? Non-existent! Necessity.
*Let me point out that a want does not always have to be denied. Budget for your wants or splurge items. My budget has a category titled blow money. I can spend it each month or store it up for a rainy day.

Do I LOVE this?
I cannot tell you how many times I have stood in a dressing room thinking, I guess it looks okay. I leave the store only to stand in that same outfit at home thinking "I hate this on me". If you don't love it in the store, you won't love it at home. Oh and in a month, I can guarantee you won't like it at all. Save yourself the hassle and the money you will be spending, to buy something to replace it, by not getting it unless you love it. This goes for anything not just clothing. I struggle with this. I settle for good deals all the time. So as my momma always told me, do as I say not as I do!

Is it worth X amount to me?
In our budget every dollar has a name. Whether it is written down or I need to talk to my husband about where we can take money from to spend elsewhere, I know where every penny goes and/or needs to go. When I shop I know what I have to spend. Let's use $50 as our number for today.
If I walk into a store and instantly fall in love with a top for $21, I have to ask myself "is it worth only having $29 left for everything else" or "is this shirt $21 worth of cute?"
Or let's say I have that same $50 but it is from my blow money. Is a $30 outfit worth only having $20 left for the remainder of the month to get my coffee, crafty things and whatever else I may want?

Shopping has become a whole lot more about numbers and a whole lot less about fun. This is good for me though. The less fun, the less money I spend, the faster I see my goal of a debt free life!

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